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    General Terms & Conditions

    Please read these terms carefully before using our services.

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    These general terms and conditions (the "General Terms") govern all Order Forms entered into by Factor Technologies Ltd, a company incorporated in England and Wales with company number 16929514 and registered office at 71–75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ ("Factor Technologies", "we", "us", "our") and the legal entity or individual identified as customer in the relevant Order Form ("Customer", "you", "your"), except to the extent superseded by an agreement expressly agreed in writing and signed by both Parties.

    Factor Technologies and Customer are together the "Parties" and each a "Party".

    Specific service descriptions, subscription parameters, pricing, and any professional services are set out in one or more Order Forms. Each Order Form becomes binding when executed by the Parties (or otherwise accepted as specified in the Order Form) and is governed by these General Terms and the documents referenced in them.

    0. Agreement Structure and Precedence

    Each Order Form is governed by and incorporates the following documents, in each case in effect as of the date of the relevant Order Form, together the "Agreement":

    1. the Order Form;
    2. the Data Processing Addendum / Agreement (if applicable) ("DPA");
    3. these General Terms; and
    4. any policies or schedules incorporated by reference (including, where applicable, an acceptable use policy, support policy/SLA, security schedule/TOMs, and subprocessor list) ("Policies").

    Order of precedence. If there is any conflict, the documents apply in the order above, with the following clarifications:

    • the Order Form prevails for commercial details (fees, included usage, overage rates, term, product scope);
    • the DPA prevails for personal data processing and security obligations;
    • Policies prevail only to the extent explicitly referenced and consistent with the higher-order documents.

    0.1 Changes to These General Terms

    We may update these General Terms from time to time by giving you prior written notice (including by email) ("Notice"). If you do not agree to the updated terms, you may terminate the Agreement by written notice within fifteen (15) days of receiving the Notice, with termination taking effect at the end of your then-current subscription period (unless the Notice specifies a later effective date). If you do not terminate within that period, the updated terms take effect on the date specified in the Notice.

    Updates will not apply retroactively to an already-paid fixed subscription term unless expressly stated and permitted by law.

    1. Definitions

    In addition to terms defined elsewhere, the following definitions apply:

    • "Affiliate" means any entity that directly or indirectly controls, is controlled by, or is under common control with a Party, where "control" means ownership of more than 50% of voting securities or the ability to direct management.
    • "Customer Data" means any data, content, documents, images, text, recordings, forms, or other information uploaded, submitted, generated, or processed by or on behalf of Customer through the SaaS Solution, including prompts or inputs provided to AI features (but excluding Aggregated Data).
    • "Aggregated Data" means quantitative or statistical data derived from use of the SaaS Solution that is aggregated and/or anonymised so it does not identify Customer, End Users, or any individual.
    • "Assessment Output" means a fire risk assessment (or similar fire safety document) created, generated, compiled, exported, finalised, or otherwise produced through the SaaS Solution in a manner that is counted as a billable usage event as described in the Order Form and/or Documentation.
    • "Documentation" means the user guides, help content, specifications, and instructions we make available for the SaaS Solution.
    • "DPA" means the data processing agreement/addendum between the Parties that applies where we process personal data on Customer's behalf. If the Parties have executed a standalone DPA, that DPA applies.
    • "Effective Date" means the earlier of: (i) the date the Parties sign the first applicable Order Form, or (ii) the date we receive the first payment under an Order Form.
    • "End User" means any individual authorised by Customer to use the SaaS Solution on Customer's behalf.
    • "FireCheckr" means Factor Technologies' SaaS solution identified in the Order Form.
    • "Intellectual Property Rights" means all intellectual property and similar rights anywhere in the world, whether registered or unregistered, including copyright, database rights, patents, trade marks, trade secrets, know-how, and all applications and renewals.
    • "Order Form" means an ordering document, quote, subscription schedule, statement of work, or other document describing Customer's purchase of subscriptions and/or Professional Services, including any renewals, upgrades, and amendments.
    • "Professional Services" means implementation, onboarding, configuration, training, migration assistance, advisory services (non-legal), or other professional services described in an Order Form.
    • "SaaS Solution" means FireCheckr (and any related modules, portals, integrations, or mobile applications) provided as a hosted service.
    • "Subscription Term" means the subscription term specified in the Order Form, including any Initial Term and Renewal Term(s).
    • "Usage Allowance" means the number of Assessment Outputs included in the Fees for a given billing period, as set out in the Order Form.
    • "Usage Charges" means any fees payable for Assessment Outputs above the Usage Allowance (or otherwise chargeable per Assessment Output), as set out in the Order Form.

    2. Access, Use, and Restrictions

    2.1 Licence / Right to Use

    During the Subscription Term, subject to payment of Fees and compliance with the Agreement, we grant Customer and its Affiliates a limited, revocable, non-exclusive, non-transferable, non-sublicensable right to:

    • access and use the SaaS Solution in accordance with the Documentation, solely for Customer's internal business purposes; and
    • use and make a reasonable number of copies of the Documentation for such use.

    All rights not expressly granted are reserved by Factor Technologies.

    2.2 Usage-Based Entitlements

    Commercial model. Customer's Fees are based on usage outputs, specifically the number of Assessment Outputs created through the SaaS Solution, as described in the Order Form.

    • (a) Included usage. If the Order Form includes a Usage Allowance, Customer may create up to the Usage Allowance during each billing period.
    • (b) Overage / additional usage. If Customer exceeds the Usage Allowance (or if the Order Form provides per-output pricing), Customer will pay the applicable Usage Charges at the rate(s) stated in the Order Form.
    • (c) Measurement. We will measure Assessment Outputs using our systems and logs in accordance with the Documentation. If Customer reasonably disputes a usage measurement, the Parties will work in good faith to reconcile the calculation using available system records.
    • (d) No seat limits by default. Unless expressly stated in an Order Form, the Agreement does not limit Customer by number of End Users, seats, or sites; instead, commercial entitlements are governed by Assessment Output usage. Customer remains responsible for access control and credential hygiene under Article 2.3.

    2.3 Account Administration and Credential Security

    Customer must establish an administrator account and provide accurate information. Customer is responsible for:

    • maintaining a current list of authorised End Users;
    • ensuring each login is used by only one End User (unless the Documentation expressly permits shared credentials);
    • keeping credentials confidential; and
    • promptly notifying us of any suspected unauthorised access.

    Any activity using Customer credentials is deemed authorised by Customer. Customer is responsible for all use of the SaaS Solution by End Users and for compliance with the Agreement.

    2.4 Restrictions

    Customer must not (and must ensure End Users do not):

    1. copy, modify, adapt, translate, or create derivative works of the SaaS Solution except as permitted by law;
    2. sell, resell, rent, lease, sublicense, time-share, distribute, or otherwise make the SaaS Solution available to a third party (except authorised contractors using it solely for Customer's benefit and subject to written obligations no less protective than this Agreement);
    3. reverse engineer, decompile, disassemble, or attempt to derive source code, underlying ideas, algorithms, or structure, except to the extent permitted by applicable law and only after giving us reasonable prior notice (where lawful);
    4. interfere with integrity or performance, perform unauthorised penetration testing, or attempt to gain unauthorised access;
    5. use the SaaS Solution to store, transmit, or process unlawful, infringing, defamatory, or malicious content;
    6. use automated scraping/harvesting or high-volume processes except as expressly permitted by the Documentation or API terms (if any);
    7. remove or obscure proprietary notices; or
    8. use the SaaS Solution in a way that violates the Policies.

    We may suspend access where reasonably necessary to prevent or address a security risk, unlawful activity, or material breach.

    3. Customer Obligations

    Customer will:

    • provide reasonable cooperation and information necessary for us to provide the SaaS Solution and any Professional Services;
    • ensure its systems, connectivity, and devices meet requirements in the Documentation;
    • implement appropriate security and backup measures for Customer Data (including regular backups);
    • use the SaaS Solution in compliance with applicable laws and regulations; and
    • ensure End Users comply with the Agreement.

    Customer is responsible for the accuracy, quality, integrity, legality, and appropriateness of Customer Data and for obtaining all rights/consents needed to upload and process it.

    4. Services and Support

    4.1 Professional Services

    If Customer orders Professional Services, the Parties will document scope, deliverables, fees, and assumptions in an Order Form (or similar written document). Unless stated otherwise, Professional Services are provided on a time-and-materials basis and schedules are estimates.

    4.2 Support Access

    If Customer requests support, Customer acknowledges that our support personnel may need access to Customer's account(s) and relevant Customer Data to troubleshoot. We will comply with our confidentiality obligations and, where applicable, the DPA.

    Customer warrants it has the rights and consents required for such access.

    5. Customer Data, Privacy, and AI/LLM Use

    5.1 Ownership and Licence

    Customer retains ownership of Customer Data. Customer grants us and our subcontractors a limited, worldwide, non-exclusive, royalty-free licence to host, process, transmit, display, and otherwise use Customer Data solely to:

    • provide, maintain, and improve the SaaS Solution and Professional Services;
    • provide support and prevent or address security, fraud, or abuse; and
    • comply with legal obligations.

    5.2 No Training on Customer Data

    We will not use Customer Data to train our proprietary models or to train third-party models without Customer's explicit written consent.

    5.3 Third-Party LLMs and AI Features

    FireCheckr may include features that use third-party large language models ("LLMs") or other AI services.

    Unless otherwise stated in the Order Form or Policies:

    • LLM providers act as our subprocessors (and/or sub-processors under the DPA) where they process personal data.
    • We will use reasonable measures to minimise the Customer Data sent to LLMs and to apply configuration options we make available (e.g., redaction, tenant controls, or logging controls).
    • Customer acknowledges that AI-generated outputs may be incomplete, inaccurate, or inappropriate and must be reviewed by a competent person before use.

    Where FireCheckr uses AI/LLM features, we will configure those features so that AI model inference and AI/LLM interaction logging for Customer Data occur within the United Kingdom, unless Customer expressly agrees otherwise in an Order Form.

    5.4 AI Output Disclaimer and Customer Responsibility

    Customer acknowledges that AI-generated outputs may be incomplete, inaccurate, or inappropriate and must be reviewed by a competent person before use. FireCheckr supports workflow and documentation but does not replace professional judgement.

    5.5 Sensitive Data

    Customer must not provide special category personal data or other highly sensitive information to AI features unless:

    • it is strictly necessary for Customer's permitted use; and
    • Customer has complied with applicable law and any requirements stated in the Documentation/Policies; and
    • any required DPA terms are in place.

    5.6 Aggregated Data

    We may collect and use Aggregated Data for analytics, benchmarking, product improvement, and business purposes, provided it does not identify Customer or any individual.

    5.7 Customer Indemnity (Customer Data)

    Customer will indemnify and hold harmless Factor Technologies from third-party claims arising from Customer Data or Customer's breach of this Agreement, including claims that Customer Data infringes third-party rights or was processed unlawfully, except to the extent caused by our breach of the Agreement.

    6. Intellectual Property; Feedback

    6.1 Our IP

    The SaaS Solution, Documentation, and all related technology, designs, workflows, templates, algorithms, and improvements are owned by Factor Technologies and/or its licensors. No rights are granted except as expressly stated.

    6.2 Feedback

    If Customer provides suggestions or feedback ("Feedback"), Customer grants Factor Technologies a worldwide, perpetual, irrevocable, royalty-free, sublicensable licence to use, modify, and incorporate Feedback into the SaaS Solution without obligation.

    7. IP Infringement Indemnity (Our Obligation)

    7.1 Indemnity

    We will defend Customer against third-party claims alleging that Customer's authorised use of the SaaS Solution infringes Intellectual Property Rights ("Infringement Claim") and will pay damages and costs awarded by a court of competent jurisdiction or agreed in a settlement approved by us.

    7.2 Conditions

    Customer must:

    • promptly notify us in writing of the Infringement Claim;
    • give us sole control of defence and settlement (subject to Customer's right to approve any settlement that admits liability or imposes obligations on Customer); and
    • provide reasonable assistance at our expense.

    7.3 Remedies

    If an Infringement Claim occurs or is likely, we may, at our option:

    1. procure the right for Customer to continue using the SaaS Solution;
    2. modify or replace the SaaS Solution to be non-infringing with materially equivalent functionality; or
    3. terminate the affected subscription and refund prepaid fees for the unused portion of the then-current subscription term for the affected part.

    7.4 Exclusions

    We have no liability for claims arising from:

    • Customer Data or third-party content;
    • Customer's breach of the Agreement;
    • unauthorised modifications or use outside Documentation.

    8. Liability

    8.1 Excluded Losses

    To the maximum extent permitted by law, neither Party will be liable for indirect or consequential losses, loss of profit, loss of revenue, loss of business, loss of goodwill, or loss of anticipated savings, arising out of or in connection with the Agreement.

    8.2 Output and Decision-Making Disclaimer

    FireCheckr is a tool to support workflows (including compliance-related documentation and reporting). Customer remains solely responsible for:

    • verifying outputs,
    • ensuring assessments and actions are performed by competent persons where required,
    • compliance with applicable fire safety and building safety obligations, and
    • decisions made using outputs from the SaaS Solution.

    We are not responsible for losses resulting from decisions made based on outputs generated through the SaaS Solution.

    8.3 Liability Cap

    Subject to Articles 8.4 and 8.5, each Party's total aggregate liability arising out of or in connection with the Agreement (whether in contract, tort (including negligence), breach of statutory duty, or otherwise) will not exceed the Fees paid or payable by Customer under the relevant Order Form in the twelve (12) months preceding the event giving rise to the claim.

    8.4 Non-Excludable Liability

    Nothing limits or excludes liability for death or personal injury caused by negligence, fraud/fraudulent misrepresentation, or other liability that cannot be excluded by law.

    8.5 Data Protection

    Liability relating to data protection is addressed in the DPA and remains subject to the Agreement's limitation of liability unless the DPA expressly states otherwise.

    9. Confidentiality

    9.1 Confidential Information

    "Confidential Information" means information disclosed by a Party to the other that is marked confidential or should reasonably be considered confidential, including business, product, security, customer, pricing, and technical information.

    9.2 Protection

    The receiving Party will protect Confidential Information using at least reasonable care and may use it only to perform obligations or exercise rights under the Agreement.

    9.3 Compelled Disclosure

    A receiving Party may disclose Confidential Information to the extent required by law or court order, provided it gives prior notice (where legally permitted) and cooperates to limit disclosure.

    9.4 Duration

    Confidentiality obligations survive termination for five (5) years, except for trade secrets which remain protected as long as they remain trade secrets.

    10. Warranties and Disclaimers

    10.1 Performance

    We will provide the SaaS Solution and any Professional Services with reasonable skill and care.

    10.2 No Uninterrupted or Error-Free Service

    We do not warrant that the SaaS Solution will be uninterrupted, error-free, or meet all Customer requirements, or that it will be compatible with third-party systems except as stated in Documentation.

    10.3 No Professional Advice

    Customer acknowledges that FireCheckr does not provide legal advice, fire engineering advice, or professional certification, and does not replace the judgement of competent professionals. Outputs are for informational and workflow-support purposes only and must be reviewed and validated by Customer.

    10.4 Disclaimer

    To the maximum extent permitted by law, all other warranties, conditions, and representations (express or implied) are excluded, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement (except as set out in Article 7).

    11. Fees and Payment

    11.1 Fees; VAT

    Customer will pay the Fees in the Order Form, which may include:

    • a subscription/platform fee (if any);
    • a Usage Allowance (if any); and/or
    • Usage Charges for Assessment Outputs.

    Fees are exclusive of VAT and any applicable taxes, which will be added at the applicable rate.

    Unless otherwise stated in the Order Form, invoices are issued in advance for any fixed Fees and in arrears for Usage Charges (or as otherwise stated) and are payable within fourteen (14) days of the invoice date.

    11.2 Usage Charges and Overage

    Where applicable, we may invoice Usage Charges based on the number of Assessment Outputs created in the relevant billing period as measured under Article 2.2.

    If the Order Form includes prepaid usage bundles, any unused usage treatment (expiry/rollover) will be as set out in the Order Form.

    11.3 Late Payment

    If the Customer fails to pay any undisputed amount due under the Agreement by the due date, the Supplier may charge interest on the overdue amount at a rate of 8% per annum above the Bank of England base rate, accruing daily from the due date until payment (whether before or after judgment). The Supplier may also charge the fixed compensation and reasonable recovery costs permitted under the Late Payment of Commercial Debts (Interest) Act 1998 (as amended). The Supplier may suspend access to the SaaS Solution for overdue undisputed amounts after giving reasonable notice.

    11.4 Disputed Invoices

    Customer must notify us of any dispute in good faith within fourteen (14) days of invoice date, specifying the reason and amount disputed. Customer will pay all undisputed amounts when due.

    11.5 Fee Changes

    Unless the Order Form provides otherwise, we may increase Fees upon renewal by giving at least thirty (30) days' written notice prior to renewal. If Customer does not accept the increase, Customer may prevent renewal by giving notice within fourteen (14) days of receiving the increase notice (effective at end of the then-current term).

    12. Data Protection

    Where we process personal data on Customer's behalf as a processor, the Parties will enter into a DPA. If the Parties have executed a standalone DPA, that DPA applies and is incorporated by reference.

    13. Term and Termination

    13.1 Term; Renewal

    The Agreement starts on the Effective Date and continues for the Subscription Term.

    Unless the Order Form states otherwise, subscriptions renew automatically for successive renewal terms of the same length as the Initial Term. Either Party may prevent renewal by giving written notice at least sixty (60) days before the end of the then-current term (for annual subscriptions) or as otherwise stated in the Order Form.

    13.2 Termination for Cause

    Either Party may terminate the Agreement by written notice if the other Party materially breaches the Agreement and fails to remedy the breach within thirty (30) days of notice.

    13.3 Insolvency

    Either Party may terminate immediately by notice if the other becomes insolvent, enters administration or liquidation, or ceases business.

    13.4 Effect of Termination

    On termination:

    • Customer must pay all Fees due up to termination;
    • access rights end on the termination effective date; and
    • each Party will return or delete the other's Confidential Information on request, subject to legal retention obligations.

    Customer Data return/deletion will be handled as described in Documentation/Policies and, for personal data, in the DPA.

    14. Miscellaneous

    14.1 Force Majeure

    Neither Party is liable for delay or failure caused by events beyond reasonable control (including outages, failures of hosting providers, network issues, acts of government, fire, flood, strikes, or attacks), provided it uses reasonable efforts to mitigate.

    14.2 Publicity

    Unless Customer objects in writing, we may list Customer as a customer reference (name and logo) on our website and marketing materials. Customer may withdraw consent at any time by notice, after which we will stop future use within a reasonable time.

    14.3 No Waiver

    Failure to enforce a provision is not a waiver.

    14.4 Notices

    Notices must be in writing and delivered to the addresses in the Order Form (or updated by notice). We may send notices to the email address designated by Customer in the Order Form or admin account.

    14.5 Severability

    If a provision is unenforceable, it will be modified to the minimum extent necessary to make it enforceable, and the remainder will continue.

    14.6 Entire Agreement

    The Agreement is the entire agreement and supersedes prior discussions relating to its subject matter.

    14.7 Assignment

    Neither Party may assign the Agreement without the other's consent (not to be unreasonably withheld). We may assign to a successor in connection with a merger, acquisition, or sale of substantially all assets by written notice to Customer.

    14.8 Governing Law and Jurisdiction

    The Agreement and any dispute arising out of or in connection with it are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.